ISPBA: Thinking ahead of you
Intesa Sanpaolo Bank Albania, branch of Intesa Sanpaolo Group, is a leading bank in Albania providing Companies, Institutional clients, high-net-worth private clients as well as retail clients in Albania, with comprehensive solutions, and excellent products and services.
Business innovation and service improvement at Intesa Sanpaolo Bank Albania are inspired by their customers.
ISPBA Corporate and SME Division offers best banking services to bank’s Corporate and SME customers, combining Local understanding with International capabilities (leveraging on group platforms including Cross-Border Business and International Clients). Being part of an international group permits the bank to provide an exclusive service and added value to its customers.
One of Leading Banks in Albania and significant player in almost all segments with a market share of 10.8% in customer deposits and 8.5% in customer deposits with a leadership in most attractive and innovative products: it’s Assets are 139.19 Billion LEK, Deposits amount in 114.70 Billion LEK while Loans reach 50.91 Billion Lek.
Constantly evaluating domestic network they account 32 branches with plans of expansion, re-allocation of branches where needed with particular strength and presence in the wealthiest area of Albania among which a high concentration in the Capital City of Tirana. They also boast a strong retail and corporate presence (with more than 70% of total loans focused in corporate sector).
Their mission is to provide quality banking and financial services for their customers and activate ways to promote development in all the areas where they operate. They encourage a style of growth that is attentive to sustainable results and the creation of a process based on trust deriving from customer and shareholder satisfaction, a sense of belonging on the part of their employees and close monitoring of the needs of local communities. They compete on the market with a sense of fair play and are ready to cooperate with other economic entities, both public and private, whenever it is necessary to reinforce the overall capacity for growth in the economies of the countries where they operate.
The Bank plays an important role as a major lender for Corporate and SME guided by principles of “sustainability”. In line with its role of “bridge bank” between potential Italian investors and opportunities offered from Albania, the bank is very active in its banking relationship with customers operating in the hydroelectric and energetic field. The lending activity goes along with a prudent approach in making adequate provisions on loans portfolio and paying a great attention to cost control without cutting the investments for growth.
Pro-activity and simplicity in the retail business determines the relationship with our retail customers. The bank continuously builds partnerships with private and public institutions of the country in order to facilitate a full range of banking services that increase the fidelity of the customers.
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